PERLINDUNGAN HUKUM BAGI NASABAH PENYIMPAN PADA BANK YANG DILIKUIDASI (STUDI KASUS PT BANK IFI)
Abstract
The role and function of banks in the economy should be developed and monitored in order to have the benefits and effective contribution to the economic development and stability of banks in a country. Operational banking industry, supported by public confidence, especially the depositor, must be run with the precautionary principle. Therefore, the problem of this research is on how the legal protection for depositors at PT Bank IFI were liquidated and what legal remedies that can be done to regain depositors deposits in PT Bank IFI. The method used in this study is a normative legal research, which is based on positive law, such as the Banking Law, the Law on Bank Indonesia, and the Law on Deposit Insurance Agency. In accordance with a case study in PT Bank IFI, legal protection of depositors who do indirectly and directly is in conformity with the existing rules, but the socialization is not maximized, because there are many depositors who do not understand about the legal protection for himself when his bank were liquidated. While the legal effort to do depositors to get back their savings is by filing an objection to the Deposit Insurance Corporation or take legal actions through the Commercial Court. Keywords: legal protection for depositors in banksReferences
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