Analisis Pengaruh Dana Pihak Ketiga, BI Rate dan Kurs Rupiah Terhadap Profitabilitas (ROA) pada Bank Persero Di Indonesia Periode 2008 -2014

Pudji Astuty dan M Nur Firdaus Rahman

Abstract


This study aims to analyze the effect of third parties funds, the BI rate, and exchange rate as an
independent variable on bank profitability be measured by return on assets as the dependent
variable.
This study used a sample of own state bank at the time of the study was 7 years ie from 2008 to
2014. This research use econometric and regression techniques with methods of Ordinary
Least Square (OLS) simultaneously results indicate that Third Parties Fund, BI Rate, and
Exchange Rates have a significant impact on Return on Assets at state-owned banks operating
in Indonesia with a probability level of 0.0000. The results also show that the partial variable
third parties fund significantly positive with a probability of 0.0000, Bi Rate does not affect the
probability of 0.3692, and variable exchange rate significantly negative with probability
0.0000. And the relationship between the independent variable on the dependent variable is
equal to 74.7%, which means that the rest influenced by other variables not included in the
model.

Keywords: third parties fund, the BI rate, the exchange rate, return on assets, profitability, and
Engineering Regression Ordinary Least Square.


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DOI: https://doi.org/10.37721/je.v17i3.278

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