Analisis Pengaruh Dana Pihak Ketiga, BI Rate dan Kurs Rupiah Terhadap Profitabilitas (ROA) pada Bank Persero Di Indonesia Periode 2008 -2014

Abstract

This study aims to analyze the effect of third parties funds, the BI rate, and exchange rate as an independent variable on bank profitability be measured by return on assets as the dependent variable. This study used a sample of own state bank at the time of the study was 7 years ie from 2008 to 2014. This research use econometric and regression techniques with methods of Ordinary Least Square (OLS) simultaneously results indicate that Third Parties Fund, BI Rate, and Exchange Rates have a significant impact on Return on Assets at state-owned banks operating in Indonesia with a probability level of 0.0000. The results also show that the partial variable third parties fund significantly positive with a probability of 0.0000, Bi Rate does not affect the probability of 0.3692, and variable exchange rate significantly negative with probability 0.0000. And the relationship between the independent variable on the dependent variable is equal to 74.7%, which means that the rest influenced by other variables not included in the model. Keywords: third parties fund, the BI rate, the exchange rate, return on assets, profitability, and Engineering Regression Ordinary Least Square.