KEBIJAKAN BANK INDONESIA MENETAPKAN BANK CENTURY SEBAGAI BANK GAGAL BERDAMPAK SISTEMIK DAN DAMPAK PEMBERIAN DANA TALANGAN (BAILOUT) TERHADAP PEREKONOMIAN NASIONAL DALAM PERSPEKTIF HUKUM INDONESIA

Abstract

Bank Indonesia policy establishes Century Bank as a failed bank with systemic impact, direct impact on the national economy as well as the legal consequences, given the policy requires bailout (bailout) which amount totaling 6.7 trillion to nourish Bank Century. The government is very confident that Century Bank is a bank failed, which allegedly can cause systemic effects (systematically important banks), the national economy, if allowed to go bankrupt (dibangkrutkan), then to the risk of financial crisis in Indonesia, as had happened in 1998.In this study, researchers conducted a study of the legal and economic standpoint, using the approach of theories, are related and in accordance with the object or objects into the discussion of research.From the findings of the research done, it turns out there has been a difference of opinion between the government (executive) and the House of Representatives (legislative), to decide whether the policy should be permitted century bank bailout (bailout).From the perspective of science (knowledge), if from the beginning can be agreed upon by the Government (executive) and the House of Representatives (legislative) with reference to the availability of behavioral finance theory (BFT) as the basis of a theory or theoretical basis, the completion of the century bank, not cause prolonged disagreements.Behavioral finance theory (BFT) can explain academically, why Bank Indonesia set a century bank as the bank failed systemic effect by simply basing the rumors, even this is not done by the government. Until now the government (executive) and the House of Representatives (legslatif) not refer to the availability of behavioral finance theory (BFT).