Pengaruh Dana Pihak Ketiga, Kredit Macet dan Investasi Terhadap Laba Bersih PT. Bank Rakyat Indonesia (Persero), Tbk

Abstract

This study aims to analyze the effect of third party funds, bad credit and investment on thenet profit of PT Bank Rakyat Indonesia (Persero), Tbk. The data used in this study are secondarydata obtained from the financial statements of PT Bank Rakyat Indonesia (Persero), Tbk for 8(eight) years, namely the period 2012-2019 with quarterly financial statements. The dataprocessing method uses multiple linear regression analysis using the Eviews data processingprogram version 9.The results show that simultaneously it is known that third party funds, bad credit andinvestment have a significant effect on the net profit of PT Bank Rakyat Indonesia (Persero), Tbkwith a coefficient of determination (R2) of 77.35%. Research conducted partially also shows thatthird party funds have a positive and significant effect on net income, non-performing loanspartially have a negative and significant effect on net income, and investment also has a positiveand significant effect on net income.Keywords: Third Party Funds, Bad Credit, Investment, Net Profits