Pengaruh Premi Bruto dan Piutang Premi Terhadap Laba Usaha Pada PT. Asuransi Ramayana, Tbk Periode 2008-2015

Marissa Nur Afifah Siregar, Della Maretha


This study aims to determine the effect of gross premiums and premiums receivable on
operating income at PT Asuransi Ramayana Tbk., 2008 - 2015.
The data used in this study are secondary data collected from the financial data of PT
Asuransi Ramayana Tbk. The data processing method uses Multiple Linear Regression Test with
the help of the analysis tool Eviews version 8.0. The statistical test in this study uses the
Hypothesis Test.
The results showed that simultaneously the variables of Gross Premium and Premium
Receivables have a significant effect on operating income. Partially it shows that in analysis 1:
the Gross Premium variable has a positive and significant effect on operating income, while in
the second analysis: the Premium Receivable variable has a positive and significant effect on
Operating Profit.
Keywords: Gross Premium, Premium Receivable, Operating Profit

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