The Capital Assets, Management, Earning, Liquidity

Authors

  • Wahyu Murti

Abstract

Simultaneously Non Performing Loan ( NPL ) and Net Profit Margin significantly influence the Capital ,Assets,Management,Earning,Liquidity (CAMEL) with the acquisition ( R - square = 0.7682 ) . This condition is also able to explain the NPL and NPM  , simultaneously contributing to the CAMEL  in this case can be explained by the effect of 76,82 % , and the rest or 24,18% is as explaned residual estimation is influenced by other variables outside the model . Partially NPL has significan positive impact on CAMEL with the acquisition ( R - square = 0.7486) . This condition is also able to explain theNPL partially contributed to the CAMEL  with the effect of 74,86 % Partially NPM has significan positive effect on CAMEL , it is shown by the acquisition ( R - square = 0.7372 ) . This condition is also able to explain , that the NPM  partially contributed to the CAMEL ) with the effect by 73,72 % . Key words : Non Performing Loan ( NPL ), Net Profit Margin, the Capital Assets, Management, Earning, Liquidity (CAMEL)

References

Ikatan Akuntan Indonesia, 2004, Standar Akuntansi Keuangan, Edisi Revisi 1 Oktober 2004, Jakarta, Salemba Empat.

Jusuf Jipie. 2003, Kiat Jitu Memperoleh Kredit Bank, Edisi Ketiga, Jakarta, Elex Media.

Kasmir, 2002, Bank Dan Lembaga Keuangan Lainnya, Edisi 6, Jakarta, Rajawali Press.

Kasmir, 2002, Dasar-dasar Perbankan, Edisi I, Jakarta, PT. Grafindo Persada.

Mudrajad Kuncoro dan Suhardjono, 2002, Manajemen Perbankan Konsep Teknik dan Aplikasi, Edisi 1, Yogyakarta, BPFE Yogyakarta.

Murti Sumarni, 2002, Manajemen Pemasaran Bank, Edisi Revisi, Jakarta, Liberty.

Sumarni Murti, 2002, Bank dan Lembaga Keuangan Lain, Salemba Empat.

Suyatno Tomas, 1997, Dasar-dasar Perkreditan, Edisi 4, Jakarta, Gramedia.

Taswan, S.E, M.Si, Manajemen Perbankan Konsep Teknik dan Aplikasi, Edisi 6, Yogyakarta, UPP STIM YKPN, Yogyakarta.

Teguh Pudjo Mulyono, 2001, Manajemen Perkreditan Bagi Bank Komersial, Edisi 4, Yogyakarta, BPFE Yogyakarta.

Totok Budi Santoso dan Sigit Triandaru, 2006, Bank dan Lembaga Keuangan Lain, Edisi 2, Jakarta, Salemba Empat.

William Petty, 2008, Prinsip dan Penerapan Manajemen Keuangan, Edisi 10, Indonesia, PT. Macanan Jaya Cemerlang.

Bambang Riyanto, 2008, Dasar-dasar Pembelanjaan Perusahaan, Edisi 4, Yogyakarta, BPFE Yogyakarta.

Mamduh M. Hanafi, 2008, Manajemen Keuangan, Edisi 1, Yogyakarta, BPFE Yogyakarta.

J. Fred Weston, 2009, Manajem Keuangan, Edisi 10, Jakarta, Binapura Aksara.

Downloads

Issue

Section

Articles