PENGARUH RETURN ON ASSET, LOAN TO DEPOSIT RATIO DAN NET INTEREST MARGIN TERHADAP EARNING PER SHARE SAHAM PT. BANK MANDIRI, TBK

Abstract

This study aims to analyze how much influence the Return On Assets, Loan To Deposit
Ratio and Net Interest Margin to Earning Per Share shares of PT.Bank Mandiri, Tbk 2005-2017
both simultaneously and partially. The population of this research is financial report data of
PT.Bank Mandiri using quarter 2005-2017 data. The sample of this research use purposive
sampling method. The sample in this research is 52 sample time series data. The type of data used
is secondary data derived from the official bank website ir.bankmandiri.co.id and also IDX.
Technical analysis using multiple linear regression analysis.
The result by using F test shows that the ratio of Return On Asset, Loan To Deposit Ratio
and Net Interset Margin simultaneously have a positive and significant effect on Earning Per
Share. The result by using t test indicates that the ratio of Return On Asset and Loan To Deposit
Ratio partially have a positive and significant influence on Earning Per Share, while the ratio of
Net Interest Margin partially has no positive and significant effect on Earning Per Share. The
coefficient of determination shown from the adjusted R-square value of 0.946503 or 94.65%. This
means that the variable Retun On Assets, Loan To Deposit Ratio and Net Interest Margin able to
explain the variable Earning Per Share, while the rest of 5.35% explained by other variables.